How come Individuals Rely on Student Education Loans? Given that we’ve seen the facts on figuratively speaking, let’s go through the pawn shops for electronics thinking (or not enough thinking) behind getting one. Now, there’s a mind-set in this nation that you can’t win if you don’t get a degree. If they don’t have a degree so it’s understandable that high school students are freaking out, thinking they won’t get a decent job when they graduate. And they’ve been fed the lie that the only method to manage that degree would be to just just take away financing.