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    Are your reports being turned over to collectors? Will you be focused on losing your house or your car or truck?

    Are your reports being turned over to collectors? Will you be focused on losing your house or your car or truck? Self-Help Creating a spending plan The step that is first using control of your finances is always to do an authentic assessment of how much cash you are taking in and exactly how much cash spent. Begin by listing your revenue from all sources. Then, list your “fixed” expenses — those who are identical each like mortgage payments or rent, car payments, and insurance premiums month. Next, list the expenses that vary — like groceries, activity, and clothes. Writing out all of your costs, also the ones that appear…